Archive for the ‘Credit’ Category

I dont get it, someone just told me this. what financial plan? I donated some money and next month I’ll pay for the credit card from my account (well the bank will automatically do this).

my husband and i have school loans mine is in deferrment at the moment i will be going back to online classes this fall and he is currently in school right now and will be until probably aug of ‘09 so his sallie mae will also be in deferrment. my question is how does this affect what a person will qualify for in a mortgage? will the fact that you are not making payments affect your debt to income ration? hurt or help? would it be better to pay some of it down so that my payments will be lower when i do apply for home loan some good info would be helpful for my financial planning ? Thanks!